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Unsecured Business Finance


Check your Unsecured Business Finance Eligibility

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Unsecured Secured Business Finance is a Collateral Free type of business funding for Manufacturing & Service Industry.
At BizzCap Advisors we help the Self Employed Professional (Doctors, Architectures etc. ) & Self Employed Non Professional/ Businessmen to get the Unsecured Business Loan from various Bank & NBFC's at compatible Interest Rates.
We also helps the client to Avail Loan under Varios Goverment Schemens such as CGTSME, Standup India, StartUP India, Mudra Loan Scheme from various Nationalised Banks & Goverment Institutions Like SIDBI, NSIC etc.
The prupose of the loan is mainly for Business Expansion, Purchase Of Raw Material, Purchase Of Equipments, Payments to Supplier.

  • Loan Amount:- Min 5 Lacs- 500 Lacs
  • Tenure:- 12 Months - 48 Months
  • ROI: From 13.50% - 21%
  • Processing Fee: Upto 2%

• Age limit 18 - 70 years for Business Loan. However, some banks Have different age limits for self-employed and self-employed professionals.
• Maximum loan tenure up to 3 years.
• Minimum Annual Turn Over is 1Cr. for Manufacture & trader .
• Minimum Loan Amount is Rs 10 lakhs and Maximum limit is Rs 1 crore, in select cases up to Rs 5 crore (T & C apply).

The Business Loan is an unsecured amount that can be availed as loan. The minimum range of loan is 5 lakhs and the maximum amount of loan is 30 lakhs.
The time period is minimum 12 months to refund the loan amount and can be extended upto a time period of 48 months.
The rate of interest in the Business Loan are fi with pre-decided fixed rates.
You can very easily repay the Business Loan amount through the following methods:
  • Post Dated Cheques
  • ECS
The Business Loan is provided to people who are self employed doctors, medical practitioners, Business entities, self employed non-professionals. You are required to have the KYC Documents, Bank Account Statement and all the identity proof for the business need to be shared with the application.
The good thing about Business Loan is the fact that you are not required to submit any kind of security collateral for the purpose of availing the Business Loan.
Generally, there is a locking period for about 6 months to an year for the purpose of refunding the Business Loans. There are options that after paying the first EMI you can very easily work towards returning the business loan amount with the upfront fees of 2%-5% that will be beneficial for the purpose of getting the loan finished in a short span of time.
It generally takes a time period of about 5-7b days to disburse the loan in an effective manner.
If due to any reason your EMI get bounced or is missed then you have to pay extra charges. Sometimes due to the severity of the occasion sometimes legal actions are taken towards the borrower.
For the purpose of Business Loan some banks allow the part payment, however, there are a lot of restrictions to carry out the payout.
Banks Name Interest rate Processing fees
Aditya Birla Finance Ltd 16% - 21% 2%  + GST
Axis Bank Ltd 16% - 21% (MCLR- 8.90% Plus Spread 7.10% - 15.10% ) 2%  + GST
Bajaj Finance Ltd 18% Onwards 2%  + GST
Capital First Ltd 19% – 28% 2%  + GST
Capital Float 16%-24% 2%  + GST
Clix Capital Services Pvt Ltd 2%  + GST
Deutsche Bank 14%-20% 2%  + GST
EDELWEISS RETAIL FINANCE LIMITED 19% – 22% 2%  + GST
Equitas Small Finance Bank 16% - 20% 2%  + GST
Fullerton India Credit Co. Ltd 19% – 28% 2%  + GST
HDB Financial Services Ltd. 16% - 20% 2%  + GST
HDFC Bank Ltd 15% – 18% 2%  + GST
ICICI Bank Ltd 16% – 21% 2%  + GST
IIFL (India Infoline Finance Ltd) 18 to 25% 2%  + GST
IndiaBulls Finance Ltd 19% – 22% 2%  + GST
Indusind Bank Ltd. 16%-21% 2%  + GST
Capital Intek 19% – 22% 2%  + GST
Janlakshmi Financial 18 to 25% 2%  + GST
Kotak Mahindra Bank 16% – 21% 2%  + GST
Magma Fincorp Ltd 19% – 22% 2%  + GST
Neo Growth Credit Pvt Ltd 19% 24% 2%  + GST
Ratnakar Bank Ltd 16% – 22 % 2%  + GST
Reliance Capital Ltd 16% – 22 % 2%  + GST
Religare Finvest Ltd 16% – 22 % 2%  + GST
Shriram City Union Finance Ltd 16% – 22 % 2%  + GST
Standard Chartered Bank 16% – 22 % 2%  + GST
Tata Capital Financial Services Ltd. 18%-24% 2%  + GST
United Petro Finance   2%  + GST
Vistaar Financial Services Pvt Ltd - Banglore   2%  + GST
Yes Bank 16% – 22 %   + GST